Top 20 Corporate Spend Management startups

Updated: Sep 03, 2025
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These startups want to disrupt corporate spend management software with AI-powered expense forecasting, real-time spending analytics and blockchain-based transaction tracking.
1
LayerX
Country: Japan | Funding: ¥28.2B
LayerX is a platform that automates corporate spending workflows, covering expense management, invoice processing, and corporate card operations
2
Bill.com
Country: USA | Funding: $1.5B
Bill.com is a provider of cloud-based software that simplifies and automates back-office financial operations.
3
Pleo
Country: Denmark | Funding: $470.9M
Pleo offers smart payment cards for employees for them to buy things they need for work, while keeping the companies in control of spending.
4
Divvy
Country: USA | Funding: $417.5M
Divvy is a platform that helps businesses manage payments and subscriptions, build strategic budgets, and eliminate expense reports.
5
Clara
Country: Brazil | Funding: $412M
Clara is the leading B2B LatAm business credit card, payment solution, and expense tracking platform.
6
Spendesk
Country: France | Funding: $311.8M
Spendesk is a smart spend management software designed for both finance teams and employees.
7
Airbase
Country: USA | Funding: $251.5M
Airbase serves as an all-in-one spend management platform that helps companies with their financial control and visibility.
8
PayEm
Country: Israel | Funding: $247M
PayEm is a financial OS for high growth and multinational organizations, redefining corporate spend to enable instant management.
9
Coupa Software
Country: USA | Funding: $219M
Coupa is a cloud platform for business spend that offers a fully unified suite of financial applications for business spend management.
10
Moss
Country: Germany | Funding: $203.6M
The corporate credit card built for your entire spend.
11
Expensify
Country: USA | Funding: $138.2M
Expensify is a financial services startup that provides an integrated expense management and corporate card product for customers worldwide.
12
Mesh Payments
Country: Israel | Funding: $126M
Mesh empowers finance teams with a whole new level of visibility and control with one centralized and automated spend platform.
13
Conta Simples
Country: Brazil | Funding: $67.9M
All-in-one solution that combines expense management software, corporate cards and checking account, for Latam SMBs.
14
Teampay
Country: USA | Funding: $68M
Teampay is a spend management platform that enables companies to request, approve, and track expenditures in real-time.
15
Team Labs
Country: USA | Funding: $65M
Team Labs develops Teampay, a purchasing software that allows companies to provide virtual credit cards to their employees.
16
Rydoo
Country: Belgium | Funding: $9.5M
Rydoo is a leading business expense and travel solution that automates and streamlines processes for high-growth companies and enterprise.
17
Sava
Country: South Africa | Funding: $2M
Sava is a multi-management platform that provides an unlimited number of virtual cards as well as automated accounting reconciliation.
18
Emburse
Country: USA | Funding: $120K
Emburse is a provider of expense management and accounts payable automation solutions.
19
webexpenses
Country: UK
Webexpenses is the creator of a web based mobile application that strives to simplify the expenses process for large organizations.
20
Tallie
Country: USA
Tallie is business expense report automation software that streamlines the entire expense management process.
  See also:
Fernando Lopez
Editor: Fernando Lopez
Fernando Lopez is a senior editor for SaaStartups. He joined the company after having previously spent over three years at ReadWriteWeb. Prior to his work as a reporter, Fernando worked in I.T. across a number of industries, including banking, retail and software. Fernando graduated from the University of Buenos Aires (Computer Science). He is more-than-averagely interested in photography and can often be found with a camera slung over his shoulder. He wrote a book about pitching startups to investors. You can contact Fernando at fernandolopez(at)saastartups(dot)com