Top 7 Employee Benefits software startups

Updated: Mar 19, 2026
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These startups develop employee benefits software for administering health and wellness programs, managing retirement plans and tracking paid time off.
1
ThreeFlow
Country: USA | Funding: $84.3M
ThreeFlow is a provider of enterprise software for employee benefits brokers and carriers.
2
Zenefits
Zenefits
Country: USA | Funding: $584.1M
Zenefits delivers a complete, all-mobile HR experience for small and medium businesses.
3
Swile
Swile
Country: France | Funding: $325.9M
Swile is a digital solutions provider for employee benefits with an all-in-one smartcard and an app for team life.
4
HealthJoy
HealthJoy
Country: USA | Funding: $108.5M
HealthJoy is a benefits experience platform helping employees make smart healthcare decisions with personalized guidance and AI technology.
5
Cobee
Cobee
Country: Spain | Funding: $60.2M
Cobee develops an online platform that automates and simplifies employee benefits management.
6
Ben
Ben
Country: UK | Funding: $49.2M
Ben is a SaaS platform that offers core employment benefits such as life insurance, health and pension, as well as more lifestyle-based nice-to-haves such as gym memberships and work-from-home allowances.
7
Coverflex
Coverflex
Country: Portugal | Funding: €20M
Coverflex is a compensation management platform for teams to manage and enjoy multiple benefits.
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  See also:
Top 36 New CRM startups
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Market Landscape for SaaS Startups
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Top 10 Countries by number of SaaS Startups
Fernando Lopez
Editor: Fernando Lopez
Fernando Lopez is a senior editor for SaaStartups. He joined the company after having previously spent over three years at ReadWriteWeb. Prior to his work as a reporter, Fernando worked in I.T. across a number of industries, including banking, retail and software. Fernando graduated from the University of Buenos Aires (Computer Science). He is more-than-averagely interested in photography and can often be found with a camera slung over his shoulder. He wrote a book about pitching startups to investors. You can contact Fernando at fernandolopez(at)saastartups(dot)com